Phone Insurance
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Terms and Conditions

These Terms (together with the documents referred to in them) govern the use You may make use of Our Website, www.MobilePhoneInsuranceComparison.com (“Website”). Please read these terms carefully before You start using Our Website. If You do not agree with these terms; or if You are under 16 or if You are not a UK resident, You must NOT use this Website . By using this Website You are accepting these terms.

If You have any questions about these terms or have a general query, please get in touch. You can find out our contact details by clicking on this link

About Our Website

www.MobilePhoneInsuranceComparison.com does not offer financial advice. We do not act as an introducer or adviser in respect of contracts of insurance.

We are merely a conduit for insurance providers. All insurance providers listed on our website to our best knowledge are FSA authorised firms.

The Financial Services Authority can be contacted at:

25 The North Colonnade
Canary Wharf
London E14 5HS
0207 066 1000
http://www.fsa.gov.uk/contact

Our intention is to give an overview of each mobile insurance product which we have access to which is available to you online.

It is possible that you may find a better deal elsewhere even though we do seek to ensure the information on Our site offers up to date prices and product information.

Whilst we endorse all the products our partners offer on our website, we cannot offer mobile phone insurance advice. Should you like advice please contact an independent professional who specialises in this matter.

If we direct you from our website to a business partner who offers a financial services we will clearly display the identity of the financial company, displaying a clear link and company logo if available.

Our Website and its Content

We endeavour to provide 100% uninterrupted access to this site, however an external sever may terminate, suspend or restrict access at any time without our knowledge.

Regular Updates

We make every reasonable effort to ensure that the content available to you is up to date and accurate at the time of update. Changes are conducted daily checking for product updates and price amendments.

Terms and Conditions

Should we change alter or amend these terms and conditions you will still need to agree to them. With this is mind we recommend you read our terms each time you use our comparison tool.

MobilePhoneInsuranceComparison.com

Our Website is completely free for you to use. However, Our Website contains links to partners and resources provided by third parties which may offer you products or services for a fee. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

It is up to you whether or not you chose to obtain products or services from third parties through clicking on a link in Our Website to the Website of a third party. However, if you do decide to do this, then you will be leaving Our Website and Your use of any third party website including any payments You may make to them for their products and services will be governed by their terms and conditions of supply and not by these terms. Accordingly we strongly suggest that you also read the terms and conditions of any third party Website that you may access through clicking on a link from Our Website. We remind you that We can not be responsible or liable for the content, advertising, products services or the use You make of any third party Websites.

Your Personal Information and Our Privacy Policy

Please read this section carefully. This section explains what information We collect about You, how We collect, use and store it and the circumstances upon which We can provide it to third parties.

Insurance products and services

Our insurance service allows you to compare mobile phone insurance policies for various types of handsets. The results of any searches We conduct will be impartial and do not depend on whether we provide the policy ourselves.

Whilst we endorse the products and service providers that appear on our website we do NOT provide advice. Before You buy any policy You must carefully read the terms of the policy, the insurer’s terms and conditions and any other relevant documentation which applies to the policy. You should always familiarise yourself with all the details of any insurance policy that you are considering buying, for example, the restrictions, exclusions, conditions and obligations which apply to the policy. You must ensure that the policy matches your requirements and that you agree to the terms of the policy before you place an order to purchase any insurance product or service. We accept no responsibility whatsoever in the event that any policy purchased by you does not meet Your requirements.

We will use the information form to search for suitable policies allowing you to select the most appropriate based on features a policy may have and the premium and it will be a condition of any offer of insurance cover that the information that you have provided is completely accurate and honest.

It is Your responsibility to ensure that such information and all other information you provide to the insurers (before cover begins and during the term of any policy You take out) is complete, accurate and not misleading.

It is the insurer’s responsibility to provide all relevant documentation we can accept no responsibility in the event that you do not receive the documentation requested or expected.

Disclaimer

The insurers, editorials and evaluations on this site are offered purely for information purposes and do not in any way amount to advice about, or a recommendation of, any product or provider. If you choose to make use of the aforementioned insurers, we do not accept any liability and we provide no assurances, guarantees or representations, inferred or otherwise, for the substance or precision of these intermediary sites or businesses. If you have any uncertainties you should check with an authorised independent financial expert for guidance in association with your individual situation and particular requirements. A list of advisers in your local area can be found at www.unbiased.co.uk.

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