Not everybody wants to spend a fortune on mobile phone insurance, particularly if they’re planning to get a new phone soon or if their budget is quite tight. If you’re trying to get mobile phone insurance on a budget, you can still get some great deals, as some mobile phone insurance packages start at just a couple of pounds per month when you pay it as a lump sum for the year.
Basic mobile phone insurance will cover all the essentials that you need from an insurance package. They almost always cover your mobile phone against accidental damage and theft, which are two of the most common problems. Thieves may sneakily pinch your phone when you put it down in a restaurant, or it may even get snatched from your hand at a bus stop, and the inconvenience of having to purchase a new phone as well as knowing that you’ve lost everything on your phone is a big problem.
One thing which budget mobile phone insurance plans don’t always cover against is loss. If you know that you’re a careful person who isn’t likely to lose a mobile phone, you could probably get by with a very basic mobile phone insurance plan which fits into your budget.