Not everybody wants to spend a fortune on mobile phone insurance, particularly if they’re planning to get a new phone soon or if their budget is quite tight. If you’re trying to get mobile phone insurance on a budget, you can still get some great deals, as some mobile phone insurance packages start at just a couple of pounds per month when you pay it as a lump sum for the year.
Basic mobile phone insurance will cover all the essentials that you need from an insurance package. They almost always cover your mobile phone against accidental damage and theft, which are two of the most common problems. Thieves may sneakily pinch your phone when you put it down in a restaurant, or it may even get snatched from your hand at a bus stop, and the inconvenience of having to purchase a new phone as well as knowing that you’ve lost everything on your phone is a big problem.
One thing which budget mobile phone insurance plans don’t always cover against is loss. If you know that you’re a careful person who isn’t likely to lose a mobile phone, you could probably get by with a very basic mobile phone insurance plan which fits into your budget.
Insurance2Go.co.uk is a website which offers mobile phone insurance and other forms of gadget insurance to people who wish to buy cover for their possessions. For mobile phones, there are three main insurance plans which you can choose to take advantage of.
The first and the cheapest plan is the Basic Cover plan. This covers the basic things, for example, accidental and liquid damage, mechanical breakdown and cover for you and all people in your family who are over the age of 16. You can pay for this plan either as a monthly rate or as a lump sum, which will, of course, help you to save some money.
The second plan is the Lite Cover insurance plan, which covers everything that the Basic Cover plan offers but also some added extras. You will get two months of overseas cover instead of just one month, and accessory cover is also twice as much. This plan also covers your mobile phone against theft and you will receive mobile wallet protection.
The final plan offers almost everything you could want in an insurance plan. The main difference between this Full Cover plan and the other two plans is that you are covered against loss, so if you go out with your friends one night and lose your phone, you won’t have to worry about finding the money to buy a new one.