Not everybody wants to spend a fortune on mobile phone insurance, particularly if they’re planning to get a new phone soon or if their budget is quite tight. If you’re trying to get mobile phone insurance on a budget, you can still get some great deals, as some mobile phone insurance packages start at just a couple of pounds per month when you pay it as a lump sum for the year.
Basic mobile phone insurance will cover all the essentials that you need from an insurance package. They almost always cover your mobile phone against accidental damage and theft, which are two of the most common problems. Thieves may sneakily pinch your phone when you put it down in a restaurant, or it may even get snatched from your hand at a bus stop, and the inconvenience of having to purchase a new phone as well as knowing that you’ve lost everything on your phone is a big problem.
One thing which budget mobile phone insurance plans don’t always cover against is loss. If you know that you’re a careful person who isn’t likely to lose a mobile phone, you could probably get by with a very basic mobile phone insurance plan which fits into your budget.
BetterBuyInsurance.co.uk is a company which is able to provide mobile phone insurance for all mobile phones, including the very popular iPhones. When selecting a mobile phone policy, it’s very important that you make sure the policy is right for you and your phone before entering into a contract.
Firstly, set yourself a budget. As mobile phone insurance is fairly cheap compared to some other insurances, you don’t have to set a very high budget to get great cover. You may benefit from a better plan if your budget is slightly higher, so work out what you can or cannot afford.
Next, read the features of each of the plans you are looking at. Do you regularly drop your phone? Do you work near water and could possibly damage your phone by water? Are you likely to lose your phone somewhere? Find cover for things which you think are most likely to go wrong.
Make sure you shop around in order to find the best deal. Some companies will beat any quote that you have found elsewhere on the internet, so it’s always worth trying to find the cheapest one possible and then contacting an insurance company who promises to beat that.
CheaperGadgetInsurance.co.uk is an established website which offers phone owners and gadget owners the chance to get great cover for all their favourite items. Since electronic gadgets are becoming more popular every day and they are now being used to contact business clients, present new things in the office and even for classroom use, it’s more important than ever that you get proper cover in order to prevent any losses.
Your gadgets may already be covered by home and contents insurance, but a problem with this route is that the excess is often very high if something does go wrong, and you might find that it’s not even worth paying the excess in order to make a claim if anything happens to your mobile phone. With specialised gadget insurance, the excess is fairly small because the items which you are insuring are relatively small in relation to houses, cars and other home contents.
CheaperGadgetInsurance.co.uk enables customers to insure more than one gadget at a time. This is different from mobile phone insurance, which only allows a mobile phone to be insured. With CheaperGadgetInsurance.co.uk, you can insure your laptops, cameras, mobile phones and iPads all on the same insurance plan.
The absence of mobile phone insurance and other gadget insurance to cover your devices against theft, loss and damage could result in you having to pay a lot of money if something does happen to them. Although many people think mobile phone insurance is a waste of money, you will definitely end up paying less by having insurance if your phone ever cracks or gets stolen.
I-Digital provides insurance for mobile phones and other gadgets such as iPads, laptops and smart phones. There are three main plans, namely the Essential plan, the Essential Plus plan and the Premier plan. Each of these are plans for which you can pay monthly, but you could also pay as a lump sum, should you wish to do so, which will make the overall cost cheaper.
The Essential plan is the cheapest and will cover all the essentials that you need. You can cover as many as five gadgets on one plan, which is great for families or people living together. The Essential Plus plan has everything which is on the Essential plan, but with a few other things added. The Premier plan is the full package and the most expensive, but will cover your gadgets against almost everything you could think of that could possibly go wrong.