Unless you have the time and patience to research every single mobile phone insurance and find out what their cheapest quotes are, it’s virtually impossible to ever really find the cheapest mobile phone insurance available. However, in order to lower the costs, there are a few things you can do.
First of all, research the main mobile phone insurance companies and see what quotes you get. Some will give you quotes, while others will simply have basic gadget insurance plans to choose from. The main companies are usually the most reputable ones, and doing a quick Google search will bring up the main ones on the first two pages.
If you have friends who have mobile phone insurance, ask them which company they are insured with. Sometimes you can get mobile phone insurance with your bank for relatively cheap prices, so this may be worth checking out too.
Make sure you consider the excess of the insurance you’re considering. A low excess will mean that you don’t have to pay as much if something goes wrong, like accidental damage or loss of your phone. Although the monthly cost may be cheap, make sure the excess isn’t too high for you to pay if unfortunate events do occur.