For many people, losing their mobile phone is a real nightmare. Imagine losing your phone while on the bus, out shopping or at a party one Friday night. All your photographs, videos, memories, important information and contacts are lost and all you can think about is the expense of replacing your precious gadget.
For those who have insurance, there’s one less thing to worry about. If your phone can’t be recovered, at least you don’t have to worry about spending hundreds of pounds to purchase a new one. You might not think it can happen to you, but unfortunate things do happen, and it’s best to be prepared for the worse.
Since mobile phone insurance can be bought at quite cheap prices nowadays, you can still be covered even if you’re on a low budget. Some of the best mobile phone insurance deals are the cheapest ones, as even though they’re inexpensive, you’re still covered for all the most important things, like theft, accidental damage and loss. Budget Mobile Cover offers an insurance deal which covers your phone against those things from just £1.49 per month, and the excess is quite low too, making it affordable for everyone.
This is a question which will be answered differently depending on your experiences with certain companies, which companies you currently use and whether or not you would recommend a particular mobile phone insurance company.
Without a doubt, the best type of mobile phone insurance for many people will cover them against losses, theft, accidental damage, water damage and other things. It would also be quite cheap per month and have a low excess if anything went wrong and the owner had to make a claim. However, finding an insurance which is perfect for you can be quite difficult.
One of the companies which is considered to be the best is Protect Your Bubble. Insurance from this company will cover you against loss, theft and accidental damage, and will also cover you anywhere in the world. The monthly cost is quite low and the excess isn’t too expensive either.
Budget Mobile Cover is another company which is very cheap and has a lower excess than Protect Your Bubble. With a lower excess and a higher maximum cover, those on a budget should consider choosing this company for gadget insurance, whether it’s an iPhone, some other smart phone or a basic mobile phone.
Mobile phone insurance is very important, especially if you value your phone. Many people now keep family memories, important documents and things to remember on their phones, so it can be somewhat of a disaster if something does go wrong. Having mobile phone insurance will give you peace of mind and will help you to relax knowing that if anything does happen, you’re covered.
People will have differing opinions about what is the ‘best’ phone insurance in the UK, but one way to find out which insurance companies the public like is to read reviews. Reviews and recommendations are very helpful for making a decision about lots of things, and if you can find a company which appears to react quickly to problems and claims being made, is generally quite cheap and provides good, quality insurance, then you can’t ask for much more.
Reviews from customers will provide unbiased accounts of their experiences with a company, unlike reading the information given by the company itself, which is often biased as they want to sell their services to the public. Asking your friends for their opinions about their own mobile phone insurance companies can also help you to choose a good one.
Unless you have the time and patience to research every single mobile phone insurance and find out what their cheapest quotes are, it’s virtually impossible to ever really find the cheapest mobile phone insurance available. However, in order to lower the costs, there are a few things you can do.
First of all, research the main mobile phone insurance companies and see what quotes you get. Some will give you quotes, while others will simply have basic gadget insurance plans to choose from. The main companies are usually the most reputable ones, and doing a quick Google search will bring up the main ones on the first two pages.
If you have friends who have mobile phone insurance, ask them which company they are insured with. Sometimes you can get mobile phone insurance with your bank for relatively cheap prices, so this may be worth checking out too.
Make sure you consider the excess of the insurance you’re considering. A low excess will mean that you don’t have to pay as much if something goes wrong, like accidental damage or loss of your phone. Although the monthly cost may be cheap, make sure the excess isn’t too high for you to pay if unfortunate events do occur.
Due to the excessive number of mobile phones available on the market today, there are hundreds of mobile phone insurance companies offering great insurance deals to the owners of all different types of gadgets. When searching for mobile phone insurance, it’s important to do your research thoroughly if you want to get the cheapest deal possible.
Check out money saving websites that will give you some great tips about searching for insurance. One way to save money if you have a family or friends who would be willing to share the insurance policy is to insure all gadgets on the same policy. You can often save lots of money by doing this, and if everybody wants to insure their phones anyway, it’s not much extra hassle.
You could also try searching on mobile phone insurance comparison websites, as this might save you lots of time. When you find the cheapest one given to you by the comparison website, go onto that individual insurance website and get a quote yourself to see if it’s even cheaper when you do it separately. Sometimes insurance comparison website prices can be slightly higher than if you go directly through the company.
When taking out any insurance policy, one thing that people like to check before finalising anything is the amount of excess which they will need to pay if a claim is ever made. A higher excess means that the policy holder will have to pay more money if they’re making a claim, whereas a low excess means that they don’t have to pay as much.
As the whole point of taking out mobile phone insurance, for many people, is to save money if anything ever goes wrong, most people are looking for insurance with low excess. If you ever do need to make a claim, you won’t have to worry too much about the costs involved.
Although it’s a good idea to look at the general monthly cost (or annual cost) of the insurance policy and also the features of the policy to see if they suit you and your mobile phone, don’t forget to look at the amount of excess too. You might find that each plan has a different amount of excess, so that the more you pay per month, the less excess you have to pay if anything does go wrong. Consider your budget and how much excess you could afford to pay if need be.
When deciding which company to use for mobile phone insurance, it helps to read some reviews from other customers and find out which types of insurance and which companies will be the best for you. Mobile phone insurance is considered very important by many gadget owners, and most insurance policies have a contract for a year or two, so you don’t want to end up getting the wrong insurance.
My Gadget Buddy is a company which offers great gadget insurance to everybody who needs it. Iphone insurance, including iPhone 5 insurance, is very affordable, and if you have more than one gadget, you can save money by insuring them all together.
Cheaper Gadget Insurance is another company which offers different plans depending on the type of gadgets and how many gadgets you need to insure. The different plans make it very flexible for people wanting to take out insurance, and all plans cover your gadgets against accidental damage, theft and loss, which are some of the most common issues.
Gadget-Cover.com is another company which understands that mobile phone insurance is very important if your gadgets are precious to you. You can get a quote in just 10 seconds by checking out the website, and the quote will instantly be able to show whether it’s within your budget and whether it contains everything you want.
When you get a new phone, one of the things which is very important is mobile phone insurance. Nowadays, mobile phones and smart phones can be quite expensive, and losing your phone when you have no insurance cover can leave you with a big bill to pay to cover the costs and buy a new phone.
As it’s so important to have phone insurance, make sure that you compare insurance prices and features thoroughly before making a decision about which insurance to buy. First of all, you should think about your budget. Don’t research into any insurance policies which are too expensive for you to afford. You will get better insurance for higher prices, but you can get sufficient insurance at much lower prices.
Check the features and choose an insurance that you think will be most beneficial for you. If you believe you’re likely to damage your phone accidentally, make sure that the insurance covers accidental damage. If you frequently leave the country, look for a policy which has some overseas cover.
If you’re unsure about which insurance to buy, ask a friend who has insurance cover to help you decide. Ask them which insurance they have and which insurance company they bought it from.