When looking for mobile phone insurance which is great value for money, here are some of the most important things to consider before purchasing any policies.
Firstly, consider the monthly price. Most insurance companies will allow customers to pay for their insurance by the month, although others may require a one-off payment for the whole year. Normally, you can save money by paying for the whole year upfront, so if you can afford this, it might be worth doing in order to save some extra cash.
Next, you should check the excess on the policy. If there is an excess which would be too high for you to pay, you should look at another policy. Some have a very low excess, although these usually have a slightly higher monthly cost. Think about how much money you could afford to pay if something went wrong with your phone, and then look for an excess which is around this amount or preferably below.
Finally, make sure you thoroughly read all the features of the policy. You don’t want to take out a policy which does not cover against water damage if you work near water and your phone is likely to be damaged by water. Also remember that it might not be worth paying extra for features which don’t apply to you, e.g paying for overseas cover if you never go abroad.
If you own a gadget which is very precious to you, you’ll understand how important it is to have proper insurance cover. You might have a laptop which is used for work, or maybe it’s a smart phone with hundreds of family memories on it. Whatever it is that you own, it’s always better if you can protect it against damage, theft and any losses.
CheaperGadgetInsurance.co.uk offers Diamond Cover for those who own several gadgets. This includes cover for your mobile phone, whether it’s on a contract or pay as you go. You are also able to insure five gadgets on this plan, so even if you don’t own five gadgets yourself, you can insure the rest of the family’s mobile phones. As the Diamond Cover is the best cover that cheapergadgetinsurance.co.uk is offering at the moment, you are covered against almost everything, including theft, loss and breakdown.
Another benefit of taking out this insurance plan is that you can take advantage of the 90 days of cover worldwide. This is great for those who regularly go on short breaks out of the country or if you’re planning a couple of weeks abroad next summer.
Not everybody wants to spend a fortune on mobile phone insurance, particularly if they’re planning to get a new phone soon or if their budget is quite tight. If you’re trying to get mobile phone insurance on a budget, you can still get some great deals, as some mobile phone insurance packages start at just a couple of pounds per month when you pay it as a lump sum for the year.
Basic mobile phone insurance will cover all the essentials that you need from an insurance package. They almost always cover your mobile phone against accidental damage and theft, which are two of the most common problems. Thieves may sneakily pinch your phone when you put it down in a restaurant, or it may even get snatched from your hand at a bus stop, and the inconvenience of having to purchase a new phone as well as knowing that you’ve lost everything on your phone is a big problem.
One thing which budget mobile phone insurance plans don’t always cover against is loss. If you know that you’re a careful person who isn’t likely to lose a mobile phone, you could probably get by with a very basic mobile phone insurance plan which fits into your budget.
Insurance2Go.co.uk is a website which offers mobile phone insurance and other forms of gadget insurance to people who wish to buy cover for their possessions. For mobile phones, there are three main insurance plans which you can choose to take advantage of.
The first and the cheapest plan is the Basic Cover plan. This covers the basic things, for example, accidental and liquid damage, mechanical breakdown and cover for you and all people in your family who are over the age of 16. You can pay for this plan either as a monthly rate or as a lump sum, which will, of course, help you to save some money.
The second plan is the Lite Cover insurance plan, which covers everything that the Basic Cover plan offers but also some added extras. You will get two months of overseas cover instead of just one month, and accessory cover is also twice as much. This plan also covers your mobile phone against theft and you will receive mobile wallet protection.
The final plan offers almost everything you could want in an insurance plan. The main difference between this Full Cover plan and the other two plans is that you are covered against loss, so if you go out with your friends one night and lose your phone, you won’t have to worry about finding the money to buy a new one.
BetterBuyInsurance.co.uk is a company which is able to provide mobile phone insurance for all mobile phones, including the very popular iPhones. When selecting a mobile phone policy, it’s very important that you make sure the policy is right for you and your phone before entering into a contract.
Firstly, set yourself a budget. As mobile phone insurance is fairly cheap compared to some other insurances, you don’t have to set a very high budget to get great cover. You may benefit from a better plan if your budget is slightly higher, so work out what you can or cannot afford.
Next, read the features of each of the plans you are looking at. Do you regularly drop your phone? Do you work near water and could possibly damage your phone by water? Are you likely to lose your phone somewhere? Find cover for things which you think are most likely to go wrong.
Make sure you shop around in order to find the best deal. Some companies will beat any quote that you have found elsewhere on the internet, so it’s always worth trying to find the cheapest one possible and then contacting an insurance company who promises to beat that.
CheaperGadgetInsurance.co.uk is an established website which offers phone owners and gadget owners the chance to get great cover for all their favourite items. Since electronic gadgets are becoming more popular every day and they are now being used to contact business clients, present new things in the office and even for classroom use, it’s more important than ever that you get proper cover in order to prevent any losses.
Your gadgets may already be covered by home and contents insurance, but a problem with this route is that the excess is often very high if something does go wrong, and you might find that it’s not even worth paying the excess in order to make a claim if anything happens to your mobile phone. With specialised gadget insurance, the excess is fairly small because the items which you are insuring are relatively small in relation to houses, cars and other home contents.
CheaperGadgetInsurance.co.uk enables customers to insure more than one gadget at a time. This is different from mobile phone insurance, which only allows a mobile phone to be insured. With CheaperGadgetInsurance.co.uk, you can insure your laptops, cameras, mobile phones and iPads all on the same insurance plan.
The absence of mobile phone insurance and other gadget insurance to cover your devices against theft, loss and damage could result in you having to pay a lot of money if something does happen to them. Although many people think mobile phone insurance is a waste of money, you will definitely end up paying less by having insurance if your phone ever cracks or gets stolen.
I-Digital provides insurance for mobile phones and other gadgets such as iPads, laptops and smart phones. There are three main plans, namely the Essential plan, the Essential Plus plan and the Premier plan. Each of these are plans for which you can pay monthly, but you could also pay as a lump sum, should you wish to do so, which will make the overall cost cheaper.
The Essential plan is the cheapest and will cover all the essentials that you need. You can cover as many as five gadgets on one plan, which is great for families or people living together. The Essential Plus plan has everything which is on the Essential plan, but with a few other things added. The Premier plan is the full package and the most expensive, but will cover your gadgets against almost everything you could think of that could possibly go wrong.
Gadget Cover is a mobile phone insurance company which aims to provide the best deals while also giving your gadgets great cover against damage, theft and other losses. Your gadgets are very precious to you and so they’re worth insuring.
Quotes from Gadget Cover take just ten seconds, and you could receive a policy which covers your mobile phone against accidental damage, liquid damage, theft and breakdown plus many other things. You can also get 90 days of worldwide cover which is ideal if you travel out of the country a lot or you’re planning a holiday. You can enjoy your holiday with the peace of mind that your favourite gadgets will be covered against anything that could possibly go wrong.
With eighteen years of experience and very affordable deals, Gadget Cover makes it easy for phone owners to protect their mobile phones. There are no long term contracts involved, and claims will be dealt with quickly and effectively. One of the problems that people encounter when making claims is the hassle and the fact that it can often be time-consuming. Gadget Cover aims to do this quickly, preferably in 48 hours or less, so your gadgets will be sorted out as quickly as possible in order to cause you the least possible amount of inconvenience.
People are always trying to save money on insurance, whether it’s home insurance, car insurance or mobile phone insurance. There are a few tips when looking for insurance that could help you save a few pounds on your policy.
First of all, make sure you shop around thoroughly. There are hundreds of insurance companies offering insurance for your gadgets and there are also comparison websites promising to compare all of the best deals for you. Make sure you check out as many as possible before making your final decision, as you might find one that is considerably cheaper.
Next, it is always cheaper if you pay for the policy in full rather than per month. Mobile phone insurance isn’t usually very expensive anyway, so paying in one lump sum is usually very manageable and can save a few pounds which could be very helpful in another area of your finances.
Finally, try to insure more than one gadget with the same company. Most people will have a mobile phone and a laptop or tablet, and insuring these together could save you money. The gadgets don’t all have to belong to you either, as family deals are often available. You can insure the kids’ phones or your partner’s camera along with your mobile phone.
Protect Your Bubble offers insurance for all of your favourite gadgets, including mobile phones and smart phones. With mobile phones already so popular in modern times, mobile phone insurance is something which many people consider to be an essential when working out their budgets.
Included in the mobile phone insurance deals from Protect Your Bubble are many different features. Your mobile phone will be covered against accidental damage, for example, dropping it on a concrete floor or accidentally dropping it in the sink. Cracked screens are also a big problem for phone owners, particularly smart phones, so this is covered too. Theft and breakdown are also included in the insurance policies, so there’s no need to worry about repair costs which are outside the manufacturer’s guarantee or if your phone is stolen.
When you insure two gadgets with Protect Your Bubble, you will have the opportunity to save 10%, and insuring three or more gadgets will help you save 15% on your insurance. If you have a mobile phone and a laptop, or you live with a partner who has a mobile phone too, insuring them all with the same company could be very beneficial in terms of helping you save some money.